What happens to your home and other assets when you past and you DO NOT own a Revocable Living Trust?  You are Screwed!  Your estate will automatically fall into probate!  In California the average cost of Probate is between 3% and 7% of the overall value of your estate.  

So the question is this:  Would you prefer pay $1300 or less now and get our Premium Legal Plan and our IdentityThief plan for twelve (12) months AND a Revocable Living Trust to protect yourself, your family and your estate!  Do the Math.  Like I said, you are screwed if you dont have a Revocable Living Trust!  More!

Package A.  Provide all this and with the rapid increase in Title and Deed Theft throughout the U. S. and Canada, this appears to be a must!  Package A.  

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Following is where you began:

Hey Guys,

My apologies for entering your space uninvited, but after extensive research on Revocable Living Trusts and what happens when we pass without one, I decided I had a responsibility to share this info with you. 

First let me say this:  If married couple who own a home, when one pass, the house will automatically pass to the remaining spouse; however, when the remainding spouse passes, if there is no Trust in place, your home and properties will fall into probate.  Trust me, you don’t that! 

I decided to conduct this research because I needed to update my trust and during my research I realized that my trust was funded as required BUT it was not funded as I now realize it should have been.  It was funded by the house itself, (but the primary goal was to have my house pass to my family estate and if it was funded by the house itself, that means that the house must be sold in order to pay all the bills of the house.   You know:  Taxes, insurance, maintenance, etc.  
 

What I am about to tell you here is primarily for homeowners. It also applies to non-homeowners with assets above $100,000.  BUT for homeowners, you must be aware of how a Revocable Living Trust can save your estate thousands and thousands of dollars and cause much less grief!  

O.K!  NOW LET’S DO IT (YOU SHOULD PRINT THIS OUT AND TAKE IT TO YOUR ATTORNEY)!

The following are most of the key elemental decisions you must make in advance in order to best serve your needs and your health care wishes, should you ever become incapacitated.  Please respond to each number with your decisions, and your attorney will implement them into your trust and health care documents (Also, this looks like a lot of shit to go through BUT a closer look will reveal ho simple it really is.)

1.  Your current address.

2.  Names and addresses of those whom you choose to step in as your health care agents should you become incapacitated.  If you only want one person, that's fine. If you want two to act together, that's fine as well, or name two, with one serving first and the other stepping in if that person is no longer able or willing to act as your health care agent.

3. Do you wish to be buried and, if so, where?  Do you wish to be cremated, and if so, where would you like your ashes to be kept or placed?

4.  Do you wish your agent(s) to have the power to authorize an autopsy?

5.  Do you wish to artificially prolong the process of your dying if continued health care will not improve your prognosis for recovery, and your death is likely to occur within several months?

6.  If you require life support as a result of an irreversible condition, even if that life support might prolong your life for a sustained period of time, do you want efforts made to prolong your life?

7.  Do you want life-sustaining treatment provided or continued if you are in an irreversible coma or vegetative state? 

8.  If you are terminally ill and life-sustaining procedures would serve only to delay the moment of your death artificially, or under any circumstances in which the burdens of treatment outweigh the expected benefits, would you still wish to have this implemented? 

9.  Relief from pain: Do you wish to have relief from pain or discomfort provided at all times, even if it hastens your death?

10.  If you ever fall into a persistent vegetative state, do you wish to be attached to or treated by any artificial life-support system?

11.  In the event you suffer a condition that renders you incapable of making medical decisions from which there is no reasonable prospect of recovery to a cognitive and sentient life, do you direct medical treatments to be utilized?

12.  You should design your trust to do exactly what you want it to do!  Be as specific as you want!

FOLLOWING ARE SOME BASIC CLAUSES THAT SHOULD BE CONSIDERED WHEN PREPARING YOUR REVOCABLE LIVING TRUST:

Type of Trust:  Revocable Living Trust (In some states, you must specifically say that THIS IS A REVOCABLE LIVING TRUST inside the trust!  Seems anle but Do it anyway! 

Note: Assets acquired before marriage are generally considered separate property, but they may become commingled or partially community property if marital funds have commingled for maintenance and property upkeep. You may have a problem. 

If you don’t, YOU MUST continue to PAY ALL PROPERTY-RELATED BILLS FROM YOUR SEPARATE PERSONAL ACCOUNT. You can use a Revocable Living Trust to leave a specific amount to your spouse while keeping the house for others, thereby avoiding probate. If you have children from a previous marriage,

YOUR TRUST SHOULD CONTAIN THE FOLLOWING:

#1:  CLIENT ACKNOWLEDGEMENT - Standard Info!

#2: CERTIFICATION OF TRUST - Standard Info!

#3:  TRUST AGREEMENT - Standard Info!

#5: TRUST ASSETS - Standard Info! But be sure to identify everything of High Value.  Example: House, High Bank Accounts, Gold, etc. / What about Cars: I have already signed the titles to all my cars (Leave the dates blank), and then tell the person you want to pass the car onto where the title. That's exactly what I have done! 

#5: TRANSFER INSTRUSTIONS / SUPPORT DOCUMENTS - 

#6:  DURABLE POWER(S) OF ATTORNEY FOR ASSET MANAGEMENT - 

#7:   ADVANCE HEALTH CARE DIRECTIVE - 

#8:  WILL (S) 

#9:  TRUSTEES 

YOU SHOULD NAME YOURSELF AS TRUSTEE (ONCE YOU PAST, THE TRUSTEE WILL GO TO YOUR  DIRECTIVE TO SUCCESSOR TRUSTEE - (You can name as many as you want, you can name two people as Co-Trustees), just tell your attorney!  This person should be someone you trust.  If there is no one that you trust you can select a Professional Trust Administor (If you go with a Professional Trust Administor, I suggest yougo with a Large Law Firm, they may cost more BUT a Mom and Pop Lawfirm may leave you hanging as people die in Professional Trust Administor firms also.  

#11:  SETTLING THE ESTATE - 

#12: DEEDS / ANCILLARY DOCUMENTS - You will need to take a copy of your house deed, which must be in the trust.  

#13:  If You Contest You - You are automatically dis-inherited!  Tipically you will not find this clause in a Revocable Living Trust but it is a great idea if you want to make sure there is no end fighting.  This Clause shuts everyone down.

NOTE1:  ASK Your ATTORNEY if there is anything else you can do to help make sure your trust will do exactly what you want it to do!

NOTE2: This whole process will probably take you up to 3 or 4 hours, BUT based on my research, those 3 or 4 hours could be the most productive 3 or 4 hours you have ever spent doing anything!

NOTE3:  I will be posting some additional information about a few things you will need to do once you receive your trust at this site - godowdy.com/trust 

If you have any questions simply reach out to me , CONTACT Us!

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